Charabanc Financial
Industries / Transportation / Used Bus Financing
Pre-Owned Coaches & Buses

Used Bus Financing for Pre-Owned Coaches.

Loans and leases for used motorcoaches, shuttles, cutaways, transit, and school buses. Application-only approvals up to $750,000 in as little as a few hours, and larger deals with full financials.

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Any Age
Pre-owned coaches financed
$750K
On the application alone, more with financials
A+ to C
Wide credit approval window
Since 2002
Financing buses and coaches
Why Charabanc

Financing Built for Pre-Owned Buses

A good pre-owned coach can be a smart way to add seats to a fleet or get a new operation on the road. Charabanc has financed buses and motorcoaches since 2002, and our team includes people with decades in the bus and motorcoach market. We know what a used coach is worth, how it earns money, and how to structure a payment that fits your season.

We Know Used Coaches

Pre-owned units are a core part of what we finance, not an exception.

  • Pre-owned coaches of any age
  • Prevost, MCI, Van Hool, Temsa, Setra
  • Single units or several at once

Payments That Fit

Structures built around how charter and tour revenue actually comes in.

  • Skip up to 3 consecutive payments a year
  • 90-day deferred payment options
  • 100% financing available

Loan or Lease

Pick the structure that fits your tax position and plans for the coach.

  • Equipment loans
  • TRAC, capital & operating leases
  • Municipal leases for public fleets
What We Finance

Used Buses of Every Size

Used MotorcoachesCharter, tour, and line-run
Cutaway & ShuttleMid-size and shuttle buses
Transit BusesFixed-route fleets
ParatransitADA and lift-equipped
School BusesPrivate and contract fleets
RefinancingCoaches you already own
Mid-Size BusesLarger groups
Fleet AdditionsAdd or replace multiple units

We finance used coaches from the major manufacturers, including Prevost, MCI, Van Hool, Temsa, and Setra.

Looking for a used coach?

Our affiliate, The Bus Coach, buys, sells, and consigns pre-owned motorcoaches and buses. We can have financing lined up before you pick a unit.

Browse The Bus Coach
How It Works

Three Steps to Your Next Bus

Apply

Download a credit application. Smaller requests can go application-only: the application, recent bank statements, and a short company overview.

Get a Decision

Application-only requests up to $750,000 can be approved within a few hours. Larger deals are structured with full financials.

Hit the Road

We structure payments around your calendar, including seasonal skips and 90-day deferred payment options.

Questions

Used Bus Financing FAQ

Do you finance used buses and motorcoaches?
Yes. We finance pre-owned motorcoaches as well as used cutaway, shuttle, transit, paratransit, and school buses, from a single unit to several at once.
Is there an age limit on a used coach?
We finance pre-owned coaches of any age. Tell us the year, make, model, and mileage of the unit you’re looking at and we’ll lay out your options.
How fast can I get approved for a used bus?
Application-only requests of up to $750,000 can be approved within a few hours once we have a complete application. Larger deals are structured individually with full financials.
Can I get approved before I pick a bus?
Yes. Apply first and you can shop knowing what you can finance. Our affiliate, The Bus Coach, buys, sells, and consigns pre-owned motorcoaches and buses if you are still looking for the right unit.
What credit do I need?
We work across a wide credit window, from A+ to C, and can underwrite start-up operators who have good personal credit.
Can I refinance a used coach I already own?
Yes. We refinance existing coaches as well as financing purchases. Start with a credit application or give us a call.

Found the Right Used Coach?

Send us an application or give us a call. We’ll lay out your options, usually within hours.

Download a Credit Application Contact Us
Or call us at 706-460-5231